You need to prepare for a secure financial future while protecting yourself and your loved ones for the present. Life insurance is one of the most important assets you can own to accomplish this.
Life Insurance can provide income when it is most needed. There are policies with living benefits to give you income during a period of chronic, critical or terminal illness. Tax-advantaged retirement benefits can be built into your life insurance strategies.
Final expense insurance pays for end-of-life expenses such as funeral arrangements and any remaining expenses that will need to be settled by your beneficiary. This coverage can ensure that your loved ones aren't left with a financial burden. An average funeral can easily exceed $10,000.
The initial cost of life insurance goes up with age. The younger and healthier you are when you include life insurance in your planning, the more affordable it will be.